At Rick’s, we want you to be able to have the BEST at an affordable price and the right timing for you. We work with lenders in the Home Services industry to bring you options that suit your financial situation, whether that’s short term financing, or a longer term loan with convenient monthly payments and competitive interest rates. Review our financing options below, and don’t hesitate to contact your nearest Rick’s Fencing & Decking location with any questions.
Current Financing Specials — Apply Now!
The links below will take you away from the site to our financing providers, either Wells Fargo or 1st Security Bank
Subject to credit approval. Once an application is submitted and credit is approved or declined, you will work with the lender directly regarding statements, payments, and terms & conditions. Rick’s does not facilitate any financing in house.
For Wells Fargo application click the link below!
Current Offer: 18-MONTH NO-INTEREST SPECIAL FINANCING!
(Upon Approved Credit)
Jump start your backyard project with No Interest Financing!
- Offers End December 20th!
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. A monthly principal payment of 3.5% of the balance or $40.00 whichever is greater is due. No interest if invoice total is paid off before the finance period expires. No prepayment penalties. The no interest grace period does not start until your project is complete.
*The Wells Fargo Outdoor Solutions card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 11/01/24 and is subject to change. For current information, call us at 1-800-431-5921.
For 1st Security application click the link below!
7.99% for 84 months OAC
84 equal payments at
$15.58 per $1000 borrowed.*
8.99% for 120 Months OAC
120 equal payments at
$12.66 per $1000 borrowed.*
7.99% for 180 months OAC
180 equal payments at
$9.55 per $1000 borrowed.*
*No prepayment penalties. Finance period does not start until your project is complete. Rates subject to change, consult your Rick’s sales rep to confirm current rates. Last updated 11/1/24.
Have questions about our financing options? Contact your nerest Rick's location.
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